PERLINDUNGAN HUKUM PADA PENGGUNA TERHADAP PERJANJIAN PINJAM MEMINJAM UANG BERBASIS TEKNOLOGI INFORMASI

Main Article Content

Aldian Nur Pandya Agustina

Abstract

This research is motivated by the problems that often arise in the community in technology-based lending and borrowing money, namely there are still many violations of the law in technology-based lending and borrowing agreements, among others, namely the existence of defaults committed by debtors and dispute resolution in billing which is not done according to the rules because carried out by means of intimidation and access to personal contacts to disseminate loan data and problems with legal remedies that can be taken by parties who experience losses due to misuse of funds by the Company's Board of Directors based on Law No. 40 of 2007 concerning Limited Liability Companies. This research was conducted through the normative juridical method with qualitative normative data analysis techniques. The results of the study indicate that legal remedies that can be taken by parties who experience losses due to misuse of funds by the Board of Directors are through litigation and non-litigation legal remedies. Litigation legal remedies consist of a request for a company examination and a Contentious Lawsuit. Meanwhile, non-litigation efforts are alternative dispute resolutions, namely through consultation, negotiation, mediation, conciliation and final assessment.

Article Details

How to Cite
Aldian Nur Pandya Agustina. (2023). PERLINDUNGAN HUKUM PADA PENGGUNA TERHADAP PERJANJIAN PINJAM MEMINJAM UANG BERBASIS TEKNOLOGI INFORMASI. Jurnal Pacta Sunt Servanda, 4(1), 120-132. Retrieved from https://semnas-fmipa.undiksha.ac.id/index.php/JPSS/article/view/1939
Section
Articles

References

Irianto, Heru. “Model Niat Peralihan Konsumen Dari Pangan Konvensional Ke Pangan Organik (Studi Desain Eksperimental).” Universitas Sebelas Maret Surakarta, 2015.
Arif Syaifudin, (2020) Jurnal Ilmiah Ilmu Hukum, Volume 26, Nomor 4, Fakultas Hukum Universitas Islam Malang.
Abdul kadir Muhammad, (2006) Hukum Perikatan, PT.Citra Aditya Bakti, Bandung.
Melander, Goran, Gudmundur Alredson, and Leif Holmstrom, eds. Kompilasi Instrumen Hak Asasi Manusia. Kedua. Swedia: Raoul Wallenberg Institute, 2004.
Pengertian Terminologi “Sejahtera” pada kamus besar Bahasa Indonesia versi daring www.kbbi.web.id https://ojk.go.id/https://www.slideShare.net/Lisastwt/hakikat-pentingnya-perlindungan-dan-penegakan-hukum, diakses pada 9/8/2020
POJK 77/2016 Tentang Layanan Pinjam Meminjam Uang Berbasis Teknologi Informasi.
POJK Nomor 18/POJK.07/2018 tentang layanan pengaduan di sektor jasa keuangan.
POJK 77/2016 Tentang Pinjam Meminjam Uang Berbasi Teknologi Informasi
Prathama Rahardja & Mandala Manurung, (2016), Pengantar Ilmu Ekonomi, Fakultas Ekonomi Universitas Indonesia.
Rahmanto, Tony Yuri. “Prinsip Non-Intervensi Bagi Asean Ditinjau Dari Perspektif Hak Asasi Manusia.” Jurnal HAM 8, no. 2 (2017): 145–159.
Sauri, Sofyan. Membangun Bangsa Berkarakter Nilai Iman Dan Takwa Dalam Pembelajaran. Kumpulan Makalah Seminar Nasional Pendidikan Karakter Membangun Bangsa Beradab. Jakarta, 2010.
Soerjono Soekanto,(2007), Pengantar Penelitian Hukum, UI-Press, Jakarta.
Susilo, Wahyu. “Membaca Indeks Pembangunan Manusia Untuk Indonesia.” Kompas, September 22, 2018.
Soerjono Soekanto,(2007), Pengantar Penelitian Hukum, UI-Press, Jakarta.
Utami, Penny Naluria. “Pencegahan Kekerasan Terhadap Anak Dalam Perspektif Hak Atas Rasa Aman Di Nusa Tenggara Barat.” Jurnal HAM 9, no. 1 (2018): 1–17.
“Data Lokasi Kasus/Provinsi.” Badan Penelitian Dan Pengembangan Hukum Dan Hak Asasi Manusia. Last modified 2018. Accessed October 30, 2022. http://sipkumham.balitbangham.go.id/petalitkumham/grafik.
Undang-Undang No. 39 Tahun 1999 Tentang Hak Asasi Manusia. Republik Indonesia, 1999.